Medical Plan Cost Comparison

There’s a lot to think about when selecting a medical plan. What you pay each year for coverage (your premium) is a big consideration. The HSA medical plans offer low premiums in exchange for higher out-of-pocket costs when you get care. NVIDIA helps you pay these costs with up to $3,000 in a Health Savings Account (HSA).

If you only expect to need routine care, an HSA plan could save you money. But if you’re managing a chronic condition, are expecting a baby or surgery next year, the PPO might be a better choice. Finally, think about choice. Some plans offer low premiums and out-of-pocket costs, but limit the doctors and specialists you can see.

 

Compare Plan Features

  Healthcare Needs Doctor Choice Your Premium Cost At Time Of Care NVIDIA HSA Contribution
NVIDIA HSA Low healthcare need Large network of providers Low healthcare premiums High cost at time of care Up to $3k
NVIDIA HSA Plus Low healthcare need Large network of providers Low healthcare premiums High cost at time of care Up to $1.5k
NVIDIA PPO High healthcare need Large network of providers High healthcare premiums Low cost at time of care None $0
Kaiser CA HMO High healthcare need small network of providers Low healthcare premiums Low cost at time of care None $0
Kaiser CA HSA Low healthcare need smaller network of providers Low healthcare premiums High cost at time of care Up to $1.5k

Your Estimated Costs

See the range of possible annual costs by plan—from your premiums to the most you’d have to pay in any year (worst-case-scenario). And see how any applicable HSA contribution from NVIDIA can help cover your health care expenses.

You chose: You + Spouse/Domestic Partner for 2025

  NVIDIA HSA NVIDIA HSA Plus NVIDIA PPO Kaiser CA HMO Kaiser CA HSA
Your Premium $0 $1,668 $4,188 $2,016 $984
+
Potential Cost For In-Network Care* $0 to $9,700 $0 to $3,750 $0 to $6,000 $0 to $3,000 $0 to $6,600
(deductible & out-of-pocket maximum)
–
NVIDIA's Health Savings Account Contribution** $2,500 $1,250 $0 $0 $1,250
(use this to pay your costs or bank it for the future)
=
Your Estimated Cost* $0 to $7,200 $1,688 to $4,168 $4,188 to $10,188 $2,016 to $5,016 $984 to $6,334

*Includes deductible and out-of-pocket maximum. Potential out-of-pocket costs are based on receiving care from in-network doctors, hospitals, labs and other providers. If you use out-of-network providers, or have services not covered by the plan, your costs will be higher.

**Any HSA money you don’t use stays in your account—earning interest—for you to use in the future.

See How You Can Lower Your Taxes and Health Care Costs

You chose: You + Spouse/Domestic Partner for 2024

  NVIDIA HSA NVIDIA HSA Plus NVIDIA PPO Kaiser CA HMO Kaiser CA HSA
Your Premium $0 $1,572 $3,936 $1,896 $924
+
Potential Cost For In-Network Care* $0 to $9,700 $0 to $3,750 $0 to $6,000 $0 to $3,000 $0 to $6,400
(deductible & out-of-pocket maximum)
–
NVIDIA's Health Savings Account Contribution** $2,500 $1,250 $0 $0 $1,250
(use this to pay your costs or bank it for the future)
=
Your Estimated Cost* $0 to $7,200 $1,572 to $4,072 $3,936 to $9,936 $1,896 to $4,896 $924 to $6,074

*Includes deductible and out-of-pocket maximum. Potential out-of-pocket costs are based on receiving care from in-network doctors, hospitals, labs and other providers. If you use out-of-network providers, or have services not covered by the plan, your costs will be higher.

**Any HSA money you don’t use stays in your account—earning interest—for you to use in the future.

See How You Can Lower Your Taxes and Health Care Costs

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