There’s a lot to think about when selecting a medical plan. Your premium (what you pay each year for coverage) is a big consideration. The HSA medical plans offer low premiums in exchange for higher out-of-pocket costs when you get care. NVIDIA helps you pay these costs with up to $3,000 in a Health Savings Account (HSA).
If you only expect to need routine care, an HSA plan could save you money. But if you’re managing a chronic condition, are expecting a baby or surgery next year, the PPO might be a better choice. Finally, think about choice. Some plans offer low premiums and out-of-pocket costs, but limit the doctors and specialists you can see.
| Healthcare Needs | Doctor Choice | Your Premium | Cost At Time Of Care | NVIDIA HSA Contribution | |
| NVIDIA HSA | Low healthcare need | Large network of providers | Low healthcare premiums | High cost at time of care | Up to $3k |
| NVIDIA HSA Plus | Low healthcare need | Large network of providers | Low healthcare premiums | High cost at time of care | Up to $1.5k |
| NVIDIA PPO | High healthcare need | Large network of providers | High healthcare premiums | Low cost at time of care | None $0 |
| Kaiser CA HMO | High healthcare need | small network of providers | Low healthcare premiums | Low cost at time of care | None $0 |
| Kaiser CA HSA | Low healthcare need | smaller network of providers | Low healthcare premiums | High cost at time of care | Up to $1.5k |
See the range of possible annual costs by plan—from your premiums to the most you’d have to pay in any year (worst-case-scenario). And see how any applicable HSA contribution from NVIDIA can help cover your health care expenses.