2025 Benefits: What’s New and What’s Changing

Don’t worry. We’re here for you. For questions, visit NVIDIA Help, call the NVIDIA Benefits Help Line at 1-844-807-7600, or send us an email.

All changes listed below are effective January 1, 2025.

• Your Cost for Coverage
• Deductible Changes to Medical Plans
• Health Savings Account Contribution Increases
• Flexible Spending Account Limits
• Blue Cross Blue Shield of Alabama Medical Plan
• Cigna Plan Updates
• Kaiser Plan Update
• Coverage Through Another Medical Plan
• 2025 Documents

After years with no increases, paycheck deductions for Cigna, Kaiser, and UHA medical plans will increase slightly, reflecting some of the overall trend in healthcare costs. Compare medical plan features and costs.

Reminder: All plan deductibles reset on January 1. This means you may see higher out-of-pocket expenses for your medical services and prescription drugs at the start of the year until your plan deductible is met. 

HSA Plus Plan deductible amounts increase slightly for some, in line with IRS rules.

Kaiser CA HSA Plan in-network deductible amounts increase slightly, in line with IRS rules.

Kaiser CA HSA Plan in-network out-of-pocket maximums increase slightly, in line with the in-network deductible amounts.

The IRS is increasing Health Savings Account annual contribution limits for 2025.  

• For you only, limits are rising from $4,150 to $4,300. 

• For your family, limits are rising from $8,300 to $8,550. 

Note: To participate in NVIDIA’s Health Savings Account, you’ll need to enroll in one of our HSA medical plans.  

As a reminder, when you enroll in a Health Savings Account, NVIDIA will also contribute to your HSA. Click here to see the company contributions.

The 2025 FSA limit has increased to $3,300. Up from $3,200 in 2024. 

Those enrolled in a 2024 Health Care or limited-purpose FSA have until December 31, 2024, to use their balance​. 

Up to $640 of your remaining balance in 2024 will carry over into 2025.​ 

Those enrolled in a 2024 Day Care FSA can incur expenses until March 15, 2025. Submit 2024 expenses for reimbursement by June 15, 2025​.

The Blue Cross Blue Shield of Alabama plan will no longer be offered in 2025. As a reminder, for those in Alabama who are currently enrolled, you may switch to Cigna and take advantage of all of Cigna’s offerings, including enhanced support for serious conditions, pregnancy, and mental health.  

With Transition of Care/Continuation of Care, you may be able to continue to receive services for specified medical and behavioral conditions with healthcare providers who aren't in the Cigna network at in-network coverage levels. Learn more by joining Open Enrollment office hours or reviewing Cigna’s offerings and programs in detail in this brochure, website, or short video.

• Gender-affirmation medical services at out-of-network providers will now be covered at 90% of reasonable and customary charges.
• The path to better mental and emotional well-being isn't always easy to navigate and finding the right care at the right time can feel overwhelming. Cigna can help you meet these challenges with Enhanced Behavioral Health Navigation—a confidential service at no additional cost. Care Navigators are prepared to give help and guidance in real time. Learn more.
• Cigna members in Massachusetts and Rhode Island will now use Cigna's Open Access Plus network instead of the CareLink network. We don't anticipate any impact to you. However, before you get care, check to find out if your doctor or healthcare facility is in the network. You can do this by visiting myCigna.com, using the myCigna mobile app, or contacting Cigna at 1-855-568-4342.
• Cigna will no longer automatically mail ID cards to members. Instead, download the myCigna app to access your digital ID card. You can request a physical ID card at myCigna.com or by calling 1-855-568-4342. Also, check out the Cigna microsite to learn about all Cigna offerings.

Kaiser members will have access to doula services with up to 11 total visits per pregnancy. For more information, click here or contact your Kaiser provider.

If you’re covered through another medical plan, you may not need to enroll in medical coverage with NVIDIA. Enrolling in multiple health plans isn't recommended, as the plans will need to coordinate to process each claim, which can take time and often leads to manual re-processing. Keep in mind that you may need to pay contributions for both plans, as well as meet deductibles and out-of-pocket maximums under both plans. 

If you choose to waive NVIDIA medical, you may be eligible for a $50 credit each paycheck, up to $1,200 a year. Log into the Benefits Enrollment site to waive coverage.  

Additionally, the IRS does not allow you or your dependents to enroll in our HSA medical plan if you’re also enrolled in a non-high deductible health (HMO or PPO) plan. For example, if your partner already covers you and your family in their employer’s PPO plan, you wouldn't be eligible to contribute to NVIDIA’s HSA plan.

Visit NVIDIA Help, call the NVIDIA Benefits Help Line at 1-844-807-7600, or send us an email.