Death of a spouse or child
Change in dependent employment status that results in a loss or gain of benefits, such as beginning or ending employment, change in hours, or an unpaid leave of absence
If you have or adopt a child, or there's a change in legal custody of a child
Change in dependent status of a child, such as when he or she reaches age 26
Significant change in spouse’s premium contributions
Significant change in dependent care charges
Entitlement to Medicare, Medicaid, or another insurance plan
Change in spouse’s benefit elections
Relocation of home residence outside of current coverage area