Explore how people like you are getting the most from their NVIDIA benefits. Select someone’s story to read.
Explore how people like you are getting the most from their NVIDIA benefits. Select someone’s story to read.
Intern | 21 years old | Single | No children
“I want to understand how NVIDIA can support my priorities if I join full time.”
Stacey recently joined NVIDIA as an intern. This first step of her career has inspired her to look at her overall priorities in a new light. And since she’s hoping to land a full-time gig at the company soon, she’s exploring how NVIDIA’s benefits can help support her. She checks out the medical, dental, and vision benefits, as well as the 401(k) Retirement Plan and the Employee Stock Purchase Plan (ESPP). It looks like she can find good health coverage for a low premium, which is great for her budget. (Her parents are also pretty happy they won’t have to cover her on their plan anymore.) And she's pretty jazzed that NVIDIA will help pay off her student loans—up to $30,000—once she joins the company.
What does Stacey do since hired as a Full Time Employee?
Recent college grad | 23 years old | Single | No children
“I want to have enough money for rent and fun, while still paying off student loans.”
Arun is new to NVIDIA. He’s enrolled in the NVIDIA HSA medical plan because he’s healthy, and he likes that he doesn’t have to pay any premiums from his paycheck to participate in it. Plus NVIDIA gives him $2,000 in a Health Savings Account (HSA) that he can use in case he needs medical care. His uncle is a financial planner and strongly encouraged him to participate in the 401(k) Retirement Plan because the more he saves now, the less he’ll have to save when he’s older. Despite being so far from retirement, Arun puts 3% of his salary into his 401(k) account each year. His main concern is expensive Bay Area rents that are making it hard to pay off college debt, without cutting into his weekend budget.
What does Arun do?
Recently transferred to U.S. from India | 37 years old | Single | Takes care of parents in India
“I want to learn more about my new U.S. benefits and take care of my parents.”
Sohan recently relocated from India to the U.S. He sees there are a lot of U.S. health and financial plans available. They’re different from what he had in India, so he takes some time to learn more about them. He enrolls in the NVIDIA HSA medical plan because it’s a great deal. No paycheck premiums and NVIDIA gives him $2,000 in a Health Savings Account (HSA) to cover health care expenses. That gives him more money in each paycheck to send to his parents back home. He’s heard his new colleagues talking about NVIDIA’s matching contributions to the 401(k) Retirement Plan He doesn’t know much about 401(k) plans, but makes a note to check it out. He also sees there's an Employee Stock Purchase Plan (ESPP)—and he doesn’t have to pay taxes until he sells his shares. So, he decides to enroll.
What does Sohan do?
Approaching Medicare eligibility | 64 years old | Married | Wants to continue working beyond 65
“I want to figure out how Medicare and my NVIDIA benefits work together.”
Victor turns 65 in six months, and Medicare information has started arriving in the mail. He covers himself and his retired wife (age 63) on the NVIDIA HSA Plus medical plan. He hadn’t given much thought before to Medicare, but knows the time has come to figure out how it works. Because he’s close to retirement, it’s important to him to max out all tax-sheltered accounts, like his 401(k) Retirement Plan and Health Savings Account (HSA). He knows that staying healthy and being a smart health care consumer are key to financial success—especially after retirement. He checks out NVIDIA’s resources to help.
What does Victor do?
Single parent | 47 years old | Two children
“I want to protect my entire family's health, build wealth for the future, and bolster the kids’ college funds at the same time.”
Lee has a lot of competing priorities—work, saving for retirement, and taking care of his kids. He enrolls in the NVIDIA PPO plan because most services are covered by a copay. That kind of predictability helps him sleep better at night. He contributes 6% of his salary to the NVIDIA 401(k) Retirement Plan. He knows that he should save more (retirement isn’t as far off as it once seemed), but he also wants to give his kids—8 and 10 years old—the same opportunities his parents gave him, including helping them pay for college. He also wants to limit any unexpected expenses that might derail his financial plans.
What does Lee do?
Married | 33 years old | Wants to start a family
“I want to buy a house, get my debt under control, and prepare for a new family member.”
Nicholas has been married for a year and already has a lot on his plate. He knows he should start saving for retirement, but he's earmarked all his extra money for a house down payment. He also has a mountain of student loans to pay off. Plus, he and his spouse are looking forward to starting a family. They enrolled in the NVIDIA HSA Plus medical plan. It has a lower premium and deductible (just in case they start their family sooner than expected), and they get $1,250 from NVIDIA in a Health Savings Account (HSA) to pay for eligible medical expenses. But his wife knows that it’s never too early to start saving for their future, and even a little savings now can really add up. Plus, the company matches contributions. She encourages him to explore NVIDIA’s resources to help them meet all their goals.
What does Nicholas do?
Married | 48 years old | Three kids
“I want to balance my hectic schedule, while saving for retirement and my children’s college expenses.”
Tam has been with NVIDIA for most of her career. She covers her whole family on the NVIDIA PPO medical plan, and contributes 6% of her salary to her 401(k) Retirement Plan. She wants to continue to build wealth while also saving for her kids’ college education. But overall she feels her finances are in good shape. If only she could say that about her schedule.
What does Tam do?